India’s first Protection Score is here.
Every policy read. Every family member measured. Every gap revealed. One score that answers whether the people you love are actually protected.
Everything your family depends on sits in a drawer you haven't opened in years. Policies bought on trust, filed away, never read. Be honest — you don't know if they'd hold. Almost no one in India does.
For as long as insurance has existed in India, families have guessed. Today, protection has a score.
Eazr is your AI Protection Manager. Built to answer to one side of the table — yours. Our only job is the truth about the people you love.
Insurance fails quietly — long before it fails your family.
₹30,000 crore of health claims were rejected or disallowed in one year. Families find out at the claim desk. Your score finds out first.
It starts with a score. It ends with a protected family.
Six systems, one spine — everything follows the number.
We taught an AI to read Indian insurance. Then we made it sit the exam.
India’s first protection scoring needed India’s first InsurAI engine. So we built Hibiscus.
From “I think we’re covered” to “I know we’re protected.”
Three steps. One afternoon.
It starts with your family’s score.
Upload your policies. India’s first protection scoring does the rest.
A first for India. For every family.
Then it shows you the truth.
Every clause explained. Every member measured. What would they actually receive?
Clause-level truth. Family-level clarity.
Then it helps you fix it.
Ask anything. Plan your money. Close the gaps — need-first, commission-free.
Watch the score rise as your family gets safer.
Why India needed a score.
From the regulator’s own data: protection gaps are measured in rejected claims, missing cover, and families finding out too late.
₹30,000 crore
health claims rejected or disallowed in one year. · IRDAI Annual Report 2024–25
1 in 12
health claims never gets paid. · IRDAI Annual Report 2024–25
83%
of the life protection Indian families need doesn’t exist. · Swiss Re Institute
81%
of India is underinsured. · Bajaj Allianz–NielsenIQ, 2025
The Protection Papers.
Questions families ask before they trust a score.
Clear answers about the Protection Score, Hibiscus, privacy, pricing, and zero-commission independence.
What’s Coming
Your family’s score is waiting.
Three minutes. One policy. The truth about the people you love.
DPDP-aligned
Zero commissions
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 222 72" xmlns="http://www.w3.org/2000/svg"><defs ><linearGradient id="TU2EEEgyQ-1513514379-linear-gradient" x1="0.49751243781094523" x2="0.5024875621890548" y1="0" y2="1"><stop offset="0" stop-color="rgb(255, 255, 255)"/><stop offset="1" stop-color="rgb(236, 236, 236)"/></linearGradient></defs><path d="M 150.276 18.572 C 150.237 20.194 150.264 20.001 148.743 29.711 C 146.212 45.864 145.111 52.902 145.006 53.586 L 144.864 54.483 L 134.584 54.483 C 134.584 54.404 135.085 51.211 135.13 51.001 C 135.151 50.906 135.125 50.921 134.851 51.176 C 128.158 57.4 117.397 54.555 115.225 45.987 C 113.597 39.559 116.518 33.363 123.052 29.385 C 125.071 28.156 126.535 27.499 130.406 26.084 C 136.911 23.708 139.026 22.274 139.914 19.644 C 140.969 16.517 139.381 14.394 135.897 14.274 C 132.742 14.164 130.222 15.741 129.138 18.503 C 128.913 19.075 128.611 20.264 128.611 20.577 C 128.611 20.644 128.527 20.645 123.36 20.645 L 118.11 20.645 L 118.259 19.799 C 119.818 11.012 125.438 6.225 134.945 5.584 C 144.891 4.914 150.487 9.655 150.276 18.572 Z M 137.906 33.146 C 138.006 32.475 138.13 31.677 138.178 31.372 C 138.228 31.068 138.264 30.816 138.258 30.812 C 138.252 30.809 138.135 30.917 137.997 31.054 C 137.215 31.824 136.261 32.4 133.511 33.766 C 129.644 35.685 128.758 36.213 127.492 37.351 C 124.506 40.035 124.73 44.444 127.896 45.297 C 131.045 46.147 134.251 44.179 136.13 40.242 C 136.969 38.484 137.315 37.102 137.906 33.146 Z M 102.923 5.593 C 110.268 6.389 114.78 11.029 114.786 17.791 C 114.794 26.269 108.617 32.474 98.254 34.399 C 94.233 35.145 89.352 35.155 87.496 34.42 C 87.374 34.371 87.26 34.332 87.243 34.332 C 87.203 34.332 87.208 35.536 87.25 36.296 C 87.643 43.187 92.439 46.617 99.703 45.198 C 103.724 44.413 107.688 42.299 111.075 39.132 C 111.781 38.472 111.765 38.478 111.691 38.917 C 111.672 39.034 111.35 41.123 110.976 43.56 C 110.602 45.998 110.241 48.337 110.175 48.759 L 110.055 49.525 L 109.877 49.684 C 109.336 50.166 107.79 51.087 106.252 51.845 C 93.449 58.152 80.835 52.991 77.518 40.088 C 75.976 34.092 76.423 26.507 78.642 21.002 C 82.294 11.945 89.986 6.26 99.56 5.545 C 100.2 5.497 102.316 5.528 102.923 5.593 Z M 87.967 24.96 C 87.81 25.633 87.764 25.585 88.784 25.817 C 94.887 27.203 101.503 24.929 103.69 20.694 C 105.141 17.885 103.637 14.813 100.589 14.357 C 95.857 13.651 89.332 19.132 87.967 24.96 Z M 158.13 5.501 L 158.797 5.501 C 162.463 5.448 188.08 5.504 188.08 5.504 C 188.08 5.504 188.005 5.895 187.232 10.735 L 186.685 14.171 L 175.117 29.738 C 168.755 38.299 163.623 45.477 163.623 45.477 L 181.622 45.473 C 181.622 45.473 180.475 52.631 180.302 54.07 L 180.252 54.475 L 150.261 54.475 L 150.316 54.173 C 150.328 54.11 150.606 52.387 150.934 50.345 L 151.745 45.477 C 151.745 45.477 154.036 42.08 162.036 30.438 C 166.153 24.446 171.467 16.707 172.547 15.128 C 172.88 14.642 173.144 14.235 173.135 14.226 C 173.123 14.216 169.437 14.2 164.943 14.19 C 160.449 14.181 156.719 14.204 156.719 14.204 C 156.719 14.204 157.656 8.239 158.046 5.918 Z M 185.609 54.496 L 193.418 5.522 L 203.8 5.522 L 202.683 13.025 C 206.263 7.87 212.111 5.616 219.591 5.522 C 220.343 5.522 221.156 5.553 222.029 5.616 C 222.149 5.622 222.261 5.629 222.368 5.637 L 220.768 15.906 C 211.42 13.714 201.79 20.131 200.339 28.384 L 196.224 54.496 Z M 51.762 7.152 C 48.951 2.285 42.754 0.592 37.866 3.332 L 37.751 3.398 C 34.753 5.129 32.959 8.145 32.664 11.349 C 32.54 9.899 32.102 8.452 31.326 7.107 C 28.494 2.202 22.221 0.521 17.316 3.353 C 12.41 6.185 10.73 12.458 13.562 17.364 L 13.6 17.429 C 14.403 18.798 15.476 19.912 16.712 20.744 C 13.756 19.313 10.166 19.324 7.107 21.09 C 2.202 23.922 0.521 30.195 3.353 35.101 L 3.419 35.213 C 6.241 39.963 12.32 41.618 17.155 38.972 L 17.158 38.977 C 12.412 41.864 10.817 48.029 13.61 52.865 C 16.442 57.771 22.715 59.451 27.62 56.619 C 30.679 54.853 32.484 51.75 32.723 48.474 C 32.826 49.984 33.267 51.494 34.075 52.893 L 34.142 53.007 C 36.982 57.786 43.12 59.431 47.97 56.712 L 48.085 56.647 C 52.991 53.815 54.671 47.542 51.839 42.636 C 51.063 41.292 50.028 40.19 48.834 39.356 C 51.734 40.693 55.211 40.659 58.194 38.967 L 58.264 38.927 C 63.131 36.117 64.824 29.92 62.084 25.032 L 62.018 24.916 C 59.231 20.09 53.115 18.385 48.246 21.029 L 48.243 21.022 C 52.929 18.151 54.523 12.074 51.826 7.265 Z M 53.474 6.163 C 55.622 9.884 55.593 14.263 53.784 17.827 C 57.776 18.043 61.582 20.208 63.73 23.928 C 67.108 29.779 65.103 37.261 59.252 40.639 C 57.552 41.62 55.715 42.147 53.881 42.258 C 56.787 48.009 54.723 55.097 49.073 58.359 C 43.419 61.624 36.241 59.861 32.716 54.458 C 31.702 56.004 30.32 57.343 28.609 58.331 C 22.757 61.71 15.276 59.705 11.897 53.854 C 9.749 50.133 9.778 45.754 11.587 42.19 C 7.595 41.974 3.789 39.809 1.641 36.089 C -1.737 30.238 0.268 22.756 6.119 19.378 C 7.83 18.39 9.681 17.863 11.527 17.757 C 8.61 12.003 10.673 4.906 16.327 1.641 C 21.977 -1.621 29.147 0.136 32.675 5.528 C 33.688 3.995 35.063 2.667 36.763 1.686 C 42.614 -1.693 50.096 0.312 53.474 6.163 Z M 36.642 39.821 C 39.485 37.191 43.922 37.364 46.551 40.207 C 49.181 43.05 49.008 47.486 46.164 50.116 C 43.321 52.746 38.885 52.573 36.256 49.73 C 33.626 46.888 33.799 42.451 36.642 39.821 Z M 26.32 35.255 C 30.081 34.113 34.183 34.303 37.943 35.348 L 37.96 35.353 C 38.78 35.581 39.701 35.837 40.451 36.238 C 38.711 36.399 36.966 36.824 35.517 37.846 C 33.758 39.087 32.704 40.896 32.218 42.969 C 32.051 43.684 31.951 44.424 31.827 45.148 L 31.827 45.148 C 31.272 47.572 30.154 49.587 27.996 50.936 C 27.854 51.026 27.708 51.111 27.56 51.191 C 27.064 51.457 26.537 51.66 25.991 51.795 C 25.827 51.835 25.662 51.87 25.496 51.898 C 25.164 51.955 24.828 51.986 24.49 51.993 C 24.434 51.994 24.378 51.994 24.322 51.994 C 24.097 51.992 23.873 51.98 23.649 51.956 C 23.537 51.945 23.426 51.93 23.315 51.913 C 23.204 51.896 23.093 51.876 22.983 51.852 C 22.928 51.841 22.874 51.829 22.819 51.816 C 22.528 51.75 22.241 51.665 21.96 51.563 C 21.792 51.502 21.626 51.434 21.462 51.36 C 21.354 51.311 21.246 51.259 21.14 51.204 C 21.087 51.177 21.034 51.149 20.981 51.121 C 20.929 51.092 20.877 51.063 20.825 51.033 C 20.67 50.943 20.518 50.848 20.37 50.747 C 20.222 50.646 20.078 50.54 19.938 50.428 C 19.751 50.279 19.572 50.12 19.401 49.953 C 19.273 49.828 19.149 49.698 19.031 49.564 C 18.794 49.295 18.577 49.009 18.383 48.707 C 18.296 48.572 18.213 48.434 18.135 48.293 C 18.037 48.116 17.946 47.935 17.863 47.751 C 17.821 47.659 17.782 47.566 17.744 47.472 C 17.669 47.284 17.601 47.093 17.542 46.9 C 17.452 46.61 17.381 46.314 17.328 46.015 C 17.293 45.816 17.266 45.615 17.248 45.414 C 17.202 44.91 17.208 44.402 17.266 43.899 L 17.266 43.899 C 17.282 43.776 17.3 43.654 17.322 43.532 C 17.385 43.165 17.474 42.804 17.588 42.45 C 17.702 42.096 17.84 41.75 18.001 41.415 C 18.055 41.303 18.112 41.193 18.17 41.084 C 19.781 38.071 23.158 36.216 26.32 35.255 Z M 34.348 20.348 C 35.357 21.773 36.598 23.072 38.208 23.816 C 40.162 24.719 42.256 24.728 44.294 24.112 C 44.997 23.899 45.688 23.615 46.377 23.36 L 46.377 23.36 C 48.754 22.629 51.058 22.591 53.305 23.784 C 53.405 23.836 53.503 23.891 53.6 23.947 C 53.697 24.004 53.792 24.064 53.886 24.125 C 53.98 24.187 54.073 24.251 54.163 24.317 C 54.254 24.383 54.343 24.451 54.431 24.522 C 54.562 24.628 54.689 24.739 54.812 24.854 C 54.893 24.931 54.973 25.01 55.051 25.091 C 55.168 25.213 55.28 25.338 55.388 25.468 C 55.496 25.598 55.599 25.731 55.696 25.869 C 55.793 26.006 55.886 26.147 55.973 26.292 C 56.089 26.484 56.196 26.682 56.292 26.885 C 56.34 26.987 56.386 27.089 56.429 27.193 C 56.515 27.401 56.591 27.612 56.656 27.827 C 56.691 27.942 56.723 28.057 56.753 28.172 C 56.782 28.288 56.809 28.405 56.833 28.522 C 56.856 28.639 56.877 28.756 56.895 28.875 C 56.992 29.525 57.001 30.186 56.919 30.839 C 56.896 31.017 56.867 31.194 56.831 31.369 C 56.796 31.545 56.754 31.719 56.705 31.892 C 56.673 32.007 56.638 32.121 56.599 32.234 C 56.523 32.46 56.436 32.683 56.337 32.901 C 56.288 33.01 56.236 33.117 56.182 33.223 C 56.108 33.367 56.03 33.507 55.947 33.645 C 55.895 33.732 55.841 33.817 55.785 33.902 C 55.674 34.071 55.556 34.235 55.431 34.394 C 55.368 34.474 55.304 34.552 55.238 34.629 C 55.107 34.783 54.969 34.931 54.825 35.074 C 54.682 35.216 54.532 35.353 54.377 35.483 C 53.912 35.873 53.399 36.205 52.852 36.468 C 52.76 36.512 52.668 36.554 52.576 36.595 L 52.576 36.594 C 52.347 36.69 52.114 36.776 51.878 36.85 C 51.76 36.887 51.641 36.922 51.521 36.953 C 51.281 37.017 51.039 37.07 50.794 37.111 C 50.428 37.172 50.057 37.208 49.685 37.219 C 46.271 37.331 42.975 35.334 40.563 33.076 C 37.693 30.39 35.806 26.743 34.831 22.965 L 34.827 22.947 C 34.614 22.123 34.375 21.197 34.348 20.348 Z M 13.737 23.377 C 17.498 22.456 21.294 24.758 22.216 28.52 C 23.137 32.282 20.835 36.078 17.073 36.999 C 13.312 37.92 9.516 35.617 8.594 31.855 C 7.673 28.094 9.975 24.298 13.737 23.377 Z M 23.757 8.261 C 23.96 8.261 24.162 8.269 24.364 8.286 C 24.565 8.303 24.766 8.328 24.966 8.362 C 25.165 8.395 25.363 8.437 25.56 8.487 C 25.756 8.536 25.95 8.594 26.141 8.66 C 26.332 8.726 26.521 8.8 26.706 8.881 C 26.891 8.963 27.073 9.052 27.251 9.149 C 27.429 9.245 27.602 9.349 27.772 9.46 C 27.856 9.516 27.94 9.573 28.022 9.632 L 28.022 9.632 C 28.222 9.779 28.415 9.934 28.6 10.099 C 28.972 10.427 29.312 10.79 29.616 11.181 C 29.769 11.377 29.912 11.579 30.046 11.788 C 31.9 14.657 31.885 18.51 31.191 21.741 C 30.367 25.584 28.211 29.079 25.475 31.861 L 25.462 31.874 C 24.865 32.48 24.195 33.161 23.48 33.623 C 24.183 32.023 24.657 30.291 24.466 28.528 C 24.233 26.388 23.163 24.589 21.585 23.159 C 21.041 22.666 20.442 22.219 19.869 21.76 L 19.869 21.76 C 18.018 20.099 16.798 18.144 16.664 15.603 C 16.634 15.098 16.66 14.591 16.743 14.092 C 16.77 13.926 16.804 13.76 16.844 13.597 C 16.87 13.487 16.899 13.379 16.931 13.271 C 16.963 13.164 16.998 13.057 17.035 12.951 C 17.147 12.632 17.282 12.323 17.44 12.025 C 17.493 11.926 17.548 11.828 17.605 11.731 C 17.835 11.345 18.103 10.982 18.405 10.649 C 18.604 10.427 18.817 10.217 19.043 10.021 C 19.223 9.864 19.411 9.717 19.607 9.579 C 19.753 9.475 19.903 9.377 20.057 9.285 C 20.159 9.224 20.263 9.165 20.368 9.108 C 20.474 9.052 20.581 8.998 20.689 8.947 C 20.851 8.871 21.015 8.801 21.183 8.737 C 21.35 8.672 21.52 8.614 21.691 8.563 C 21.863 8.512 22.037 8.467 22.212 8.428 C 22.387 8.39 22.563 8.358 22.74 8.333 C 22.859 8.316 22.977 8.302 23.096 8.291 C 23.215 8.28 23.335 8.272 23.454 8.267 C 23.555 8.263 23.656 8.261 23.757 8.261 Z M 34.751 13.067 C 35.899 9.368 39.828 7.3 43.527 8.447 C 47.226 9.594 49.295 13.522 48.147 17.221 C 47 20.919 43.071 22.988 39.372 21.84 C 35.673 20.693 33.604 16.765 34.751 13.067 Z" fill="url(%23TU2EEEgyQ-1513514379-linear-gradient)" height="60px" id="TU2EEEgyQ" transform="translate(0 6)" width="222.36779927150155px"/></svg>)
Welcome to Eazr
What would you like to know about your family’s protection?
Explain my policy like I’m not an expert
Score
Policies
Claims
Renewals
Summarize our product in simple terms for new users
Draft a friendly support reply using our help docs
